Whether you’re purchasing, refinancing, or tapping into your home’s equity, our expert team will guide you to the smartest options that save you money and build your future.
Prime Choice Funding Inc., based in California, has been a trusted provider of home loan services since 2007. With a proven track record, we serve homeowners nationwide, offering a wide variety of mortgage solutions tailored to individual needs. Our team of experienced Loan Officers and Operations professionals is committed to helping homeowners find the right loan options to achieve their homeownership goals.
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For some people, taking out a home loan isn’t always about buying a house. Here are some common objectives that can be achieved with a loan from Mission Loans:

Taking cash out of your home equity allows you to transform your home's value into tangible opportunities. Whether it's renovating your space, investing in education, or seizing new financial prospects, harness the power of your home equity for a brighter future.

You may qualify for better rates than you did when you last got a mortgage. You could also shorten your term and pay off your house faster.

Whether you’re trying to add value to your property before selling or making upgrade, Mission Loans can help you accomplish your goal without breaking the bank with a cash out refinance.
Whether you’re purchasing, refinancing, or tapping into your home’s equity, our expert team will guide you to the smartest options that save you money and build your future.
Simplify your financial life
Leverage your equity to pay off high-interest debts and gain better financial stability.
Enhance comfort and value
Use your equity to invest in renovations that improve your home’s function, appearance, and worth.
Make important purchases possible
Access funds for major life expenses — from buying a car to planning a dream wedding or vacation.
Invest in Education
Fund tuition or academic-related costs with lower-interest borrowing backed by your home’s value.
Your money, your goals
Whether it’s for travel, hobbies, or personal ambitions, your equity gives you the freedom to choose.
Turn your vision into reality
Use your home equity to fuel your business plans — whether starting fresh or expanding what you’ve built.
See how our rates, terms, and benefits stack up against other lenders. Compare our loan options with other lenders to see the difference in interest rates, repayment terms, fees, and overall value
| Capabilities |
|
Big Banks | Online-Only Lenders |
|---|---|---|---|
| Rate shopping across multiple wholesale lenders | ✓ | ✕ | ✕ |
| Conventional, FHA, VA | ✓ | ✓ | ✓ |
| Jumbo loan options | ✓ | ⚠ | ⚠ |
| Home Equity Line of Credit (HELOC) | ✓ | ⚠ | ⚠ |
| Second mortgage (HELOAN, closed-end 2nd) | ✓ | ⚠ | ⚠ |
| Non-QM options (Bank-Statement, DSCR, Asset Utilization, P&L Only, more) | ✓ | ✕ | ⚠ |
| Lower-FICO flexibility | ✓ | ✕ | ⚠ |
| Self-employed solutions | ✓ | ⚠ | ⚠ |
| Investor programs (DSCR, short-term rental) | ✓ | ⚠ | ⚠ |
| No-income home loan (primary residence) | ✓ | ✕ | ⚠ |
| Transparent lender & fee comparisons | ✓ | ✕ | ✕ |
| Dedicated processor + proactive updates | ✓ | ⚠ | ⚠ |
| Reverse mortgages | ✓ | ✕ | ⚠ |
| PCF $1,000 Loan Offer Guarantee (terms apply) | ✓ | ✕ | ✕ |
Legend: ✔ = Often/Available ⚠ = Varies/Limited ✖ = Generally not
General Disclosures: Subject to borrower eligibility and credit approval. Availability may vary by state and by program/guidelines. Rates and terms are subject to change without notice. Non-QM and “no-income” loan programs have specific documentation and qualification requirements. PCF $1,000 Loan Offer Guarantee: terms & eligibility apply; details available upon request. Prime Choice Funding, Inc. NMLS #117375 • Equal Housing Opportunity.
We are humbled by the kind words of our clients. And we are happy that we were the ones to help turn their mortgage goals into reality.
Since 2007, we’ve helped homeowners purchase, refinance, tap equity, and plan for what’s next—with clear options and honest guidance.
This website provides information only and does not guarantee credit or loan approval. Dates and information are subject to change without notice. All loan products are subject to credit approval.
Prime Choice Funding, Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA or the Federal Government.
By submitting the form on this website or contacting us by phone, text, or email, you consent to be contacted by Prime Choice Funding, Inc. via phone, email, and text, including via automated technology where permitted. Message and data rates may apply. Consent is not required to obtain credit or services. Reply STOP to opt out; HELP for help. If you have questions, call 877-787-7463 or email info@primechoicefunding.com. Calls may be monitored or recorded for quality and training.
Prime Choice Funding, Inc. • 17852 E 17th St, Suite 107, Tustin, CA 92780 • NMLS ID 117375 • NMLS Consumer Access • Equal Housing Opportunity
This is not a commitment to make a loan. All approvals are subject to creditworthiness, underwriting guidelines, satisfactory title, and appraisal. Minimum/maximum loan amounts apply; not all applicants will qualify. Final decisions are subject to lender approval and may require additional documentation. Prime Choice Funding, Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA, or the Federal Government. See our Privacy Policy, Terms of Use, SMS Terms, and Licensing.
– All Rights Reserved – Prime Choice Funding, Inc. NMLS # 117375