Mortgage Calculators

Income

Gross Annual Income (before tax)

Maximum Housing Expense %

(M1) Max Monthly Payment Based on Income

Monthly Debts

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Current Monthly Debts

Maximum Debt-to-Income Ratio

(M2) Max Monthly Payment Based on DTI

Maximum Monthly Payment (lower of M1,M2)

Monthly Housing Expenses

Property Tax (Monthly)

Home Owners Insurance (Monthly)

PMI (private mortgage insurance)

HOA Fees

Other (Utilities, Repairs, etc.)

(M3) Max PI Payment Based on Expenses hac-dollar

Available Funds

Fixed Closing Costs

Variable Closing Costs (based on price)

Minimum Down Payment

Maximum Home Price Based on Funds

(M4) Max PI Payment Based on Funds

Maximum PI Payment (lower of M3,M4)

Financing

Term of Mortgage (years)

Annual Interest Rate

Loan Amount Based on Max PI Payment

Down Payment Based on Available Funds

Total Estimated Closing Costs

Maximum Home Price

Depreciation

% of Home Price Depreciable

Years to Depreciate

Annual Depreciation (straight-line)

You Can Afford A House Up To
$372,080

$2,167
/ Month

	PI Payment	-
	Property Tax	-
	Insurance	-
	PMI	-
	HOA	-
	Other	-

Loan Amount
$372,080

Down Payment
$372,080

Est. Closing Costs
$372,080

Home Affordibility Calculator - By Hayyat Apps

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