DSCR Purchase Loan

Finance Your Next
Rental Property with
a DSCR Loan

Qualify based on the property’s rental income — not your personal income.

Qualify with Rental Income

No personal income required

Invest in More properties

Build your real estate portfolio

Flexible Loan Terms

Options to fit your investment strategy

Fast & Simple Process

Get pre-qualified quickly

REAL ESTATE INVESTOR LOANS

What is a DSCR Purchase Loan?

A DSCR (Debt Service Coverage Ratio) loan allows real estate investors to purchase rental or investment properties based on the properties rental income, rather than personal income. W-2s or tax retums.

This makes it easier for investors — including self-employed borrowers — to qualify and scale their real estate portfolio.

Built for Real Estate Investors

Purchase single – family. Multi-Unit and investment properties.

Why Choose a DSCR Purchase Loan?

No Personal Income Verification
Quality based on the property’s potential rental income.
Build Your Investment Portfolio

Finance multiple properties with flexible guidelines.

Competitive Rates & Terms

Attractive rates for rental property purchases.

Ideal for Setf - Emptoyed Investors

No W – 2S. tax returns
or income documents required.

PROPERTY TYPES

Purchase a Wide Range of Investment Properties

Our DSCR purchase loans can be used for:

A SIMPLE PROCESS

Get Started in 4 Easy Steps

1

Apply Online

Tell us about your investment goals and property details.

2

Review Options

We’ll provide personalised
loan options.

3

Get Approved

Submit property details
and finalize your loan.

4

Close & Invest

Get to closing and start
building your portfolio.

A SIMPLE PROCESS

Typical Loan Requirements

Credit Score

Typically 660.
(depending on program)

Property Rental Income

Must meet minimum
DSCR ratio (usually 1 .0 or higher)

Down Payment

Typically 20-2S%
(depending on property type)

Property Type

Eligible investment
properties only

Ready to Invest in Your Next Rental Property?

Get expert guidance and customized DSCR purchase loan options today.

Expert Guidance

Work with mortgage
professional who
understand Investors.

Competitive Rates

Attractive terms for rental property purchases.

Trusted Partner

Helping real estate investors grow their portfolios.

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