DSCR Cash-Out Refinance

Turn Your Rental Property Equity
into Cash

Access the equity in your investment property
with a DSCR cash-out refinance — based on
rental income. not your personal income.

Access Your Property Equity

Convert build-up equity into cash.

No Personal Income Verification

Qualify based on income

Competitive Rates

Attractive terms cash-out refinancing.

Flexible Use of Funds

Invest, renovate, consolidate debt or grow your portfolio.

REAL ESTATE INVESTOR SOLUTIONS

What is a DSCR Cash-Out Refinance?

A DSCR (Debt Service Coverage Ratio) cash-out refinance allows real estate investors to refinance an existing rental property and access the equity in cash, based on the property’s rental income instead of personal income. W-2s or tax returns.

This gives you the flexibility to pull out capital for new investments. renovations, debt consolidation or other financial goals — while keeping your investment property.

Leverage Your Equity for What's Next

Keep your rental property access the funds you need to grow

USE YOUR CASH-OUT FUNDS FOR

More Opportunities

Property
Renovations

Upgrade and increase your property value.

Purchase More Investment Properties

Expand your portfolio and grow your income.

Debt
Consolidation

Pay off higher-rate loans and improve cash flow.

Business
Investments

Use funds for business

Cover Operating Expenses

Manage expenses and maintain your properties.

Property
Improvements

Enhance your rentals and increase rental income.

Your Equity.
More Possibilities.

WHY CHOOSE PRIME CHOICE FUNDING

Built for Real Estate Investors

Investor-Focused

Loan solutions designed
for real estate investors.

Flexible Guidelines

Qualify based on
rental income.

Fast & Simple Process

Get prequaltfied
quickly.

Experienced Team

Guidance from mortgage
profesglonats who
understand investors.

A SIMPLE PROCESS

Get Started in 4 Easy Steps

1

Apply Online

Tell us about your property and goals.

2

Review Options

We’ll provide customized loan options.

3

Get Approved

Submit property details and finalize your loan.

4

Close & Invest

Close and receive your cash-out funds.

BASIC REQUIREMENTS

Typical Loan Requirements

Credit Score

Typically 660+

(depending on program)

Property Type

Single-family, multi-unit, condos, townhomes and more

Property Rental Income

Must meet minimum DSCR ratio (usually 1.0 or higher)

Loan-to-Value (LTV)

Up to 75–80% (depending on program and property type)

READY TO UNLOCK YOUR EQUITY?

Get Your DSCR Cash-Out Options Today

Get expert guidance and customized loan options for your investment property.

Expert Guidance

Work with mortgage
professional who
understand Investors.

Competitive Rates

Explore competitive financing options for your rental property cash-out refinance

Trusted
Partner

Helping real estate investors grow their portfolios.

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