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Homeownership Education & Housing Counseling | Fannie Mae

10 Things Not to Do When Applying for a Mortgage Loan

FORGET to Check Your Financial Health
INCREASE Your Debt Further with Big Purchases
APPLY for a New Line of Credit
SPEND Any of Your Savings
CO-SIGN Any Loans
MAX Out Your Credit Cards
CLOSE Any Credit Accounts
Pay Bills LATE
MAKE Major Life Changes
DEPOSIT Large Amounts without Proper Documentation

Discover financial empowerment with Prime Choice Funding’s diverse loans, designed for homeownership and investment success, supported by expert guidance.

  • Loan Programs for Self-Employed & Gig Workers: Unleash your entrepreneurial potential with our custom-designed financing solutions. Qualify through bank statements and more, crafted just for business owners and freelancers.
  • Down Payment Assistance for First-Time Buyers: Explore programs designed to help first-time homebuyers with down payments, alongside other eligible programs.
  • No Income Verification Home Loans: Simplify your path to homeownership without traditional income verification.
  • Cash-Out Refinancing vs. Home Equity Loans: A comparison to help you choose the right option for leveraging home equity.
  • FHA and VA Loans: Government-backed loans with lower or no down payment options for eligible buyers, including veterans.
  • Investment Property Loans: Financing options crafted for real estate investors to maximize investment property potential.

Rest assured, with Prime Choice Funding’s comprehensive selection of loan solutions and dedicated support, we’re here to back every step of your financial journey, making sure your path to homeownership and investment prosperity is clear and well-supported.

Tell us a little about your goals. We’ll review your info and follow up with tailored options. No obligation.

Your Mortgage EXPERTS

Since 2007, we’ve helped homeowners purchase, refinance, tap equity, and plan for what’s next—with clear options and honest guidance.

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  • 17852 E 17th St, Suite 107 Tustin, CA 92780

This website provides information only and does not guarantee credit or loan approval. Dates and information are subject to change without notice. All loan products are subject to credit approval.

Prime Choice Funding, Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA or the Federal Government.

By submitting the form on this website or contacting us by phone, text, or email, you consent to be contacted by Prime Choice Funding, Inc. via phone, email, and text, including via automated technology where permitted. Message and data rates may apply. Consent is not required to obtain credit or services. Reply STOP to opt out; HELP for help. If you have questions, call 877-787-7463 or email info@primechoicefunding.com. Calls may be monitored or recorded for quality and training.

Prime Choice Funding, Inc. • 17852 E 17th St, Suite 107, Tustin, CA 92780 • NMLS ID 117375 • NMLS Consumer Access • Equal Housing Opportunity

This is not a commitment to make a loan. All approvals are subject to creditworthiness, underwriting guidelines, satisfactory title, and appraisal. Minimum/maximum loan amounts apply; not all applicants will qualify. Final decisions are subject to lender approval and may require additional documentation. Prime Choice Funding, Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA, or the Federal Government. See our Privacy Policy, Terms of Use, SMS Terms, and Licensing.

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