Tips, Insights & How To’s

Note: The information provided is for general informational purposes only and is not intended as financial, legal, or mortgage advice. Loan programs, terms, and availability are subject to change and may vary based on individual qualifications. Please contact Prime Choice Funding for personalized options.

Homeownership Education & Housing Counseling | Fannie Mae

10 Things Not to Do When Applying for a Mortgage Loan

FORGET to Check Your Financial Health
INCREASE Your Debt Further with Big Purchases
APPLY for a New Line of Credit
SPEND Any of Your Savings
CO-SIGN Any Loans
MAX Out Your Credit Cards
CLOSE Any Credit Accounts
Pay Bills LATE
MAKE Major Life Changes
DEPOSIT Large Amounts without Proper Documentation

Discover financial empowerment with Prime Choice Funding’s diverse loans, designed for homeownership and investment success, supported by expert guidance.

Loan Programs for Self-Employed & Gig Workers: Unleash your entrepreneurial potential with our custom-designed financing solutions. Qualify through bank statements and more, crafted just for business owners and freelancers.
Down Payment Assistance for First-Time Buyers: Explore programs designed to help first-time homebuyers with down payments, alongside other eligible programs.
No Income Verification Home Loans: Simplify your path to homeownership without traditional income verification.
Cash-Out Refinancing vs. Home Equity Loans: A comparison to help you choose the right option for leveraging home equity.
FHA and VA Loans: Government-backed loans with lower or no down payment options for eligible buyers, including veterans.
Investment Property Loans: Financing options crafted for real estate investors to maximize investment property potential.

Rest assured, with Prime Choice Funding’s comprehensive selection of loan solutions and dedicated support, we’re here to back every step of your financial journey, making sure your path to homeownership and investment prosperity is clear and well-supported.

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Since 2007, we’ve helped homeowners purchase, refinance, tap equity, and plan for what’s next—with clear options and honest guidance.